Comprehensive Coverage for Businesses

A policy can provide coverage for claims of bodily injury or other physical injuries, personal injury (libel or slander), advertising injury, and property damage. It can be offered as a package policy with other coverages such as property, crime, automobile, and more.

Also called commercial property insurance, this coverage helps pay for damages to your company’s equipment and property after a covered accident or incident.

If your company has vehicles, you will likely need to secure a commercial auto insurance policy to properly insure any fleet members or employees who are drivers for your organization.

This type of policy provides coverage if anyone makes a claim of negligence, misrepresentation, or inaccurate advice against your business.

This coverage can help employees who become injured or ill due to a work-related incident receive replacement income, medical benefits, and other financial assistance if they cannot work. Most states require that employers carry workers’ compensation insurance.

If your business must shut down or cease operations due to a covered incident, this coverage can help replace lost income and pay for extra expenses incurred during the shutdown.